Insurance Claim

A lot of people are investing in life insurance policies, so that it can help their loved ones financially in case of their death. Life insurance companies can easily collect their payments from you but claiming the insurance benefits can be hard if you do not have the necessary documents at hand. There are a lot of processes that the beneficiary has...

If you care for your loved ones, then you should secure their future. This means anticipating contingencies and being prepared for them. One of the best ways you can do this is by securing the right coverage, especially in case of accidents. That's why it is highly encouraged to apply for the proper life, accident, and health insurance policies. This...

Everyone knows that we get insurance to cover potential risks. Insurance premiums will of course be directly proportional to the level of risk that their attached policies are covering. This article explores the curious relationship between risk and insurance prices.Different insurance products may have different interpretations of how risky certain...

It is a common sight these days that most women are breadwinners of their families. In the past, women rarely get insurance because they do not know their financial value nor are they paid for doing jobs at home. Nowadays, insurance companies are encouraging women to buy insurance in order for them to secure not only their own life but also of their...

With the increasing risks, people want to safeguard their future, as well as the future of their near and dear one's. There are different companies who provide various types of offers to the people. There are insurances like life insurance, car insurance, child insurance etc. Term Insurance is one such insurance which is quite effective now-a-days....

Life Insurance has become one of the necessities for a person who wishes to give his family a safe and secure life even after their soul rests in peace. The insurance policy is a commitment made by an insurance company to pay to its nominee a specific amount if the policy purchaser dies during the term of the policy. You make sure that your family...

According to a new report from Genworth Financial, a large number of Americans with common, pre-existing conditions don't have life insurance. It is believed that the lack of insurance coverage is due to an inaccurate belief that because of their health issues insurance would be expensive, as well as their doubts over their insurability.The study found...

One of the primary motives why people acquire a insurance policy is the assurance that their dependents will get a prearranged sum of money in the event of their death. Getting a policy is crucial especially if you are the main source of income in your household or family. Apparently, the demise of the breadwinner signifies the loss of income for the...

No matter how well you manage your activities throughout your professional adult life and ensure that you and your family observe proper health practices to maintain youth and vitality, you can never completely avoid the risks of unfortunate incidents that can change your circumstances in an instant. You may be relatively young and make it a point...

A policy holder who feels like he is down in the dumps would be tempted to take his own life only to leave his loved ones a considerable amount of money from a life insurance policy. Suicide of a family member is one of the most disheartening situations any family can encounter. This incident could also complicate the process of claiming the life insurance...

Industrial production rose 1.1% in April, led by automobile manufacturing and utility output, the Federal Reserve said Wednesday.The gain in activity at factories, mines and utilities topped economists’ projections of a 0.6% increase, Bloomberg reported.Production had declined 0.6% in March, revised from an unchanged reading.Factory production, which...

An index of leading economic indicators fell in April following six straight increases, the New York-based Conference Board said Thursday.The index slipped 0.1% following a 0.3% gain in March.Economists had forecast a 0.1% increase, Bloomberg reported.The LEI is closely watched by trucking companies because it forecasts business activity for the next...

Total cargo volume in Southern California ports of Los Angeles and Long Beach rose 2% in April, indicating stronger international trade volume at the nation’s two largest ports.The total container shipments handled at the ports, measured by industry standard 20-foot units, reached 1.17 million, including a 15% increase at Los Angeles and a 13% drop...

Jamie Rector/Bloomberg NewsOil fell more than $1 Wednesday to finish the trading day at six-month-low under $93 a barrel, Bloomberg reported.The $1.17 decline to $92.81 a barrel on the New York Mercantile Exchange — the lowest closing price since $92.51 on Nov. 2 — followed...

Bruce Harmon/Trans PixsVolvo AB’s North American truck deliveries rose 39% in April from a year ago, the company said Wednesday.Sales for its Volvo and Mack brands improved to 4,712 trucks, from 3,388 a year ago, Sweden-based Volvo said in a statement.In North America, Volvo Trucks...

The Federal Motor Carrier Safety Administration has formally withdrawn its regulation that would have mandated electronic onboard recorders for some carriers.The action comes nine months after an appeals court blocked the mandate, which would have required EOBRs for about 5,700 carriers with the worst hours-of-service violations.A supplementary proposal...

U.S. natural gas prices may double from recent 10-year lows by 2015 as more of the fuel is used in transportation, the Financial Times reported Thursday, citing an oil company executive.Prices will rebound from the recent lows that have come about from strong North American shale gas production, Royal Dutch Shell CEO Peter Voser told the newspaper...

Initial jobless claims were unchanged last week, holding at 370,000, the Labor Department said Thursday.Economists had forecast claims to drop to 365,000, Bloomberg reported.The four-week moving average, a less volatile measure, fell to 375,000, from 379,750.Continuing claims for the previous week ended May 5 rose by 18,000 to 3.27 million a week...

The Federal Motor Carrier Safety Administration ordered two affiliated Alabama trucking companies to stop operating, declaring the carriers “imminent hazards to public safety.”BM&L Trucking LLC and IDM Transportation Inc. had multiple federal safety violations in the areas of hours-of-service compliance, driver qualifications and vehicle maintenance,...

YRC Freight, the national less-than-truckload unit of YRC Worldwide, said it plans to immediately add 200 over-the-road drivers in 13 locations.The announcement by Overland Park, Kan.-YRC said drivers are being hired because “the Freight unit is growing and volumes are building.”The locations include three in Ohio and two in New York State, as well...

An index of manufacturing activity in the Philadelphia region in May showed contraction for the first time in eight months, the Federal Reserve Bank of Philadelphia said Thursday.The region’s factory index fell to a reading of minus 5.8, from a reading of 8.5 in March. Readings greater than zero indicate expansion.The May reading was the lowest since...

Mud motor failure downhole may be happened from time to time. The questions that are usually raised are things like “How do I know if the mud motor fails down hole?” and “What indications will I see that this has happened?” etc. Due to this, I would like to share my personal experience...

Drilling waste minimization is a method to reduce any waste generated from drilling operation. The ideal goal of it is to generate zero residue requiring final disposals. People have developed technologies for two main reasons which are project cost reduction and environmental protection.Typically,...

Today, we would like to distribute the new updateDrilling formula version 1.3. It is still totally FREE!What new drilling formulas are added into the drilling formula version 1.3?Effective ViscosityHydraulic Horse Power (HPP)Optimum Flow Rate for basic systemPower Law ConstantPressure...

Actions of OPEC and free market factors were already in place to bring oil prices down. It is the stated goal of OPEC members to get oil trading between $75.-$80 bbl . The fundamentals for this price reducing goal were already in place, along with market forces which had oil predestined...

Pore pressure in shale is more than hydrostatic pressure; however the well does not flow because shale is in permeable. While drilling through pressured shale formation, pressure in shale causes fractures of shale due to stress crack. Shale finally falls into the well and results...

Overburden stress increases over depth (the more a well is drilled, the more overburden stress will be seen). When mud weight is not enough to support the overburden, the stress from the overburden will create shale fractures which will fall down into the wellbore. Finally, shale...

Cutting slip velocity is velocity of cutting that naturally falls down due to its density. In order to effectively clean the hole, effect of mud flow upward direction and mud properties must be greater than cutting slip velocity (settling tendency of cuttings). Otherwise, cutting...

This article will demonstrate you how to determine hole size by fluid caliper. First of all, you need to know what is the fluid caliper is. The fluid caliper is one simple way to calculate hole diameter. The concept is based on hole volume, annular capacity, and inner capacity....

Another late night researching OSHA confined spaces and H2S safety.Eagle Ford Shale is in my back yard, and started Crude Rig Washing LLC with my younger brother, we are two months in the works.I'm now fully comply with federal, state, general liability insurance, workers comp,...

Kill Weight Mud or Kill Drilling Fluid Density is the mud weight required to balance formation pressure. The kill weight mud may be pumped into the well at different time depending on kill methods (Driller’s method, Wait and Weight, Bull head, etc). How to determine kill weight mud?With the following equation, you can determine this figure. Kill Weight...

Trying to find someplace that a guy could get 1502 plug valves they are in short supply here in North Dakota and months out at the distributors in the state. If anyone knows where to find any i would be grateful for the info. Thanks Comment by Dwayne "Cactus"...

What it's Like To Be Oilfield TrashEveryday the headlines read something about the hardships hard-working American men  are causing on cities and towns where drilling is occurring.In Pennsylvania a Congressmen accuses oilfield workers of spreading sexually transmitted disease among his "womenfolks" as he calls them. The issue to him was never"What...

“A Roughneck Wife” It’s his last day home…The hitch begins tomorrow…His days at home seem so short… And I can feel the heartache coming just as it always does…So I busy myself washin, packin up his clothes…while the smell of oil base mud is fillin up our home…It’s hard to keep my...

January 19th, 2012It's early in the new year and already we are seeing a number of catastrophic drilling accidents which include blowouts and deaths. Despite millions being spent by drilling contractors in training and HSE each year, the deadly pattern continues with the latest...

Cement volume calculation is based on annular capacity multiplied by length of cement as per cement program.This topic will demonstrate you how to determine cement volume as per specification and displace volume. After reading and understanding the concept, you will be able to apply...