Insurance Claim

When you’ve been in a car accident, you’ll likely need to file a claim with either your insurance company or the other party’s in order to recoup costs for your car repairs, medical bills, and other expenses incurred. These are called first party and third party insurance claims.

However, how do you know which type of claim you should file for your wreck? What can you expect with each type? Learn more about filing a car accident claim below.

Third Party Insurance Claims

A third party insurance claim is one filed with the insurance company of another driver involved. If the accident was the fault of another driver, even only partially, you will need to file this type of claim. Through a third party claim, the other driver’s insurance will cover the costs of your car repairs and damages or, in the event your car is totaled, provide you with the actual cash value of the vehicle.

If you were injured, the insurance company will likely offer you a settlement amount to cover your medical costs. It’s best you discuss any settlement offers with a qualified attorney before accepting.

First Party Insurance Claims

A first party insurance claim is one filed with your personal insurance company. If you’re involved in any accident, even if it’s not your fault, you may file this type of claim. If the accident is your fault, your insurance will help cover your costs, as well as costs the other driver may have suffered during the course of the wreck. If the other driver was at fault and their insurance doesn’t pay all of your repair or medical bills, your first party claim may help you cover them.

Additionally, if your car was stolen, vandalized, or otherwise harmed, you would also file a first party claim, and your personal insurance company would compensate you for the damages and repairs per your policy agreement.

Were you recently in an accident? Discover whether you should file a first party or third party insurance claim by calling the Law Offices of Pat Maloney at 210-226-8888 today.

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The tragedy of a devastating car accident can strike anytime, anywhere – and anyone. The worst part of being the victim of an accident is that the person who was not at fault often suffers as much if not more than the driver of the vehicle that caused the wreck. If you have been involved in an accident, a car accident attorney in Corpus Christi can help you get the settlement you deserve and help you get your life back on track.

Recent accident ends in tragedy

Sadly, a Grand Prairie family recently learned how heavy a toll a car accident can take. The family of six was headed west on I-30 when their car stalled in the left lane of the freeway. The father called police for help then got out of the car to attempt to direct traffic away from his vehicle. Before officers arrived on the scene, a pickup truck collided with the family’s car from behind.

A young girl was killed on impact, and her three siblings were rushed to the hospital. The oldest girl died later that night, and the youngest brother died two days later in the hospital. Both parents, as well as one boy survived.

Work with a lawyer to get help

There is undoubtedly not much that a car accident attorney in Corpus Christi could possibly do to assuage the grief these survivors or others like them feel. However, an auto accident attorney in Corpus Christi would most likely be able to help them get settlement money to at least cover funeral expenses and immediate medical bills resulting from the crash.

If you have been involved in a serious car accident, don’t hesitate to call a car accident lawyer in Corpus Christi. He or she will be able to take on much of the burden of legal matters related to the case so that you have more time and energy to deal with the emotional toll the accident has had on you and your family. Why try to do everything on your own when you have a support network available to you? Instead, call the Brunkenhoefer Law Firm at (361) 888-8808 today for a free consultation regarding your case.

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Initial jobless claims were unchanged last week, holding at 370,000, the Labor Department said Thursday.

Economists had forecast claims to drop to 365,000, Bloomberg reported.

The four-week moving average, a less volatile measure, fell to 375,000, from 379,750.

Continuing claims for the previous week ended May 5 rose by 18,000 to 3.27 million a week earlier.

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